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low rate credit cards
Fixed Low Rate Credit Cards
Low rate credit cards are the ones that
bargain hunters are looking for. Low interest cards can save you a
substantial amount of money. But you want a deal where you receive a
fixed low rate on your credit card. Getting low interest for 6 months
only to see that same credit card switched to the identical high rates
that everyone else is charging won't do you any good in the long run.
Some companies promise a 0% APR but in
the fine print you'll find that those rates generally go up
substantially after a few months.
The best cards are fixed low rate
credit cards. They
may start at 0% APR and then go up. But only slightly. Ideally you're
locked in to a low interest rate that stays low. That way you're
guaranteed to benefit long term by putting your other credit card
balances on this lower rate card.
Enjoy a 0% APR introductory offer on all
balance transfers. And keep an ongoing low rate on your new
credit card.
Use low rate credit cards to consolidate
balances from higher interest cards. Move those credit card balances to
a card with low interest. But always pay close attention to the details
to insure that you achieve the money saving results that you want.
A fixed low rate credit card is what
you're looking for. A 0% APR is not enough. It matters what happens
after the introductory period. That's what counts.
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